Services — Sea Properties BG | Property Services in Bulgaria

Welcome to Sea Properties BG Services

We make buying, selling, and managing property in Bulgaria simple and stress-free. Whether you want your dream apartment, a holiday home investment, or you’re planning a sale, we guide you every step of the way.

Good to know: We’re not lawyers or accountants, but we work closely with trusted specialists. If you need legal, tax, or insurance experts, we’ll recommend experienced partners who can assist you.

Why Choose Sea Properties BG

Your trusted partner for Bulgarian coastal property services

Experienced Team

Deep market knowledge and years of expertise

Personalised Service

We treat every client individually

Wide Network

Trusted lawyers, accountants & insurers

Remote Services

Buy or sell from abroad

Full Support

From first call to notary’s office

Buying & Selling Property in Bulgaria

Buying or selling property in Bulgaria can seem complicated — we make it clear and easy. We support you at every stage: from finding the right property to closing safely at the notary.

How We Help Buyers

  • Personalised search — Tell us what you want; we find the best options.
  • Full checks — Ownership, debts, encumbrances — no surprises.
  • Remote options — Virtual viewings, online consults, electronic signing.
  • Negotiation support — Best price and fair contract terms.
  • Documents handled — From offer to notary, paperwork done right.

How We Help Sellers

  • Free valuation — Understand your true market price.
  • Pro marketing — Photos, drone, targeted online campaigns.
  • Wide exposure — Local and international buyers.
  • Buyer screening — We connect you only with serious clients.
  • Support to completion — Assistance through notary close.

Tip: For contract drafting or notarisation, we’ll connect you with a qualified lawyer we trust.

Property Buying Rules by Citizenship

Rules differ by citizenship. Here’s what you need to know.

Buying as an EU/EEA Citizen

It’s straightforward. You can buy most property types directly in your name.

You can buy directly:

  • Apartments — No restrictions.
  • Houses with land — Allowed.
  • Regulated plots — Within city or village zoning.
  • Land shares with apartments — Permitted.
  • Agricultural land & forests — Permitted (current rules apply).

Buying as a U.S. Citizen

You can buy apartments directly. Properties that include land require a Bulgarian company.

1) Apartments / Properties without land

Allowed directly — no company needed.

2) Houses, plots, or anything with land

Direct ownership not allowed. Land ownership requires a company.

Solution:

Register a Bulgarian limited company to purchase:

  • Houses with gardens
  • Regulated plots
  • Agricultural land

Note: We help international buyers navigate the right route for their citizenship and property type.

Quick Reference: Purchase Requirements for Non-EU Citizens

What non-EU nationals (e.g., US, UK, CA, AU) can buy directly versus what requires a Bulgarian company.

Direct purchase vs. company requirement by property type for non-EU citizens
Property Type Direct Purchase Requires Company
Apartments
Yes
No
Houses with Gardens
No
Yes
Regulated Plots
No
Yes
Agricultural Land
No
Yes
Forests
No
Yes

Important: This table is for non-EU citizens (US, UK, Canadian, Australian, etc.). EU citizens can generally purchase most property types directly.

Company Registration in Bulgaria

For some foreign buyers, setting up a Bulgarian company is the easiest way to buy — especially if the property includes land.

When You Need a Company

  • Buying a house with land
  • Buying plots, forests, or farmland
  • Post-Brexit UK buyers and other non-EU nationals

Why Work With Us

  • Clear, step-by-step guidance
  • Reliable lawyers handle everything
  • 100% foreign ownership allowed
  • Fast process — usually 3–5 business days
  • Low setup cost — approx. €300

Good to know: Bulgaria’s corporate tax is 10% — among the lowest in Europe.

Property & Personal Insurance in Bulgaria

Protect your assets and yourself. We work with leading partners to find the right coverage.

Insurance We Assist With

Property Insurance

  • • Houses, apartments, commercial spaces
  • • Furniture, electronics, personal belongings
  • • Fire, floods, theft, natural disasters, and more

Health & Medical Insurance

  • • For foreigners staying longer than 3 months
  • • Doctor visits, hospital care, urgent dental
  • • We guide you to the best plans

Motor Vehicle Insurance

  • • Mandatory third-party liability
  • • Optional full casco
  • • Roadside assistance options

Travel Insurance

  • • For visitors and business travel
  • • Medical emergencies, lost luggage, delays

Tip: We’ll explain your options and connect you with reliable brokers to arrange policies.

Contracts, taxes, and notary procedures — explained clearly before you sign.

What We Do

  • Clarify foreign ownership rules
  • Check for mortgages or debts on properties
  • Outline tax obligations and costs
  • Assist with notary prep and documentation
  • Recommend certified lawyers and accountants

Important: For complex cases (land, inheritance, business structures), we connect you with experienced specialists.

Useful Tips for Foreign Buyers

  • EU citizens can buy land directly in Bulgaria ✓
  • Most non-EU citizens need a company to buy land
  • All purchases require a notary deed
  • Payments above 10,000 BGN (~€5,100) via bank transfer
  • Always use a trusted lawyer for protection

Need Help? Let’s Talk!

We’re here to make your property journey simple and secure.